The University of Wisconsin Press

Economics and Business


Cooperatives and Mutuals in the Market System
Richard B. Heflebower

In these pages, Richard B. Heflebower offers the first full examination and analysis of cooperatives and financial mutuals. He treats them not as part of a social movement but as one form of industrial organization, an enterprise owned by its patrons who, by this means, enter markets already occupied by the traditional investor-owned firms. Heflebower’s comprehensive study will be of lasting interest and value to scholars and students in agricultural economics and industrial organization, and to economists whose work touches these areas.


Richard B. Heflebower was, at the time of publication, professor emeritus at Northwestern University.

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February 1980

LC: 79-005407 HD
272 pp.

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